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Jean's January 2020 Newsletter

Posted On: January 4th, 2020 6:55PM

 

 

I wish I could tell you that I came up with this genius idea but alas, no.  We got this from good friends who served it to our WINOS (wine club).  It’s a delicious and easy way to make sliders without the hassle of cooking each burger individually.

 

 
 
 
 
HAPPY NEW YEAR  2020
 
 

Happy New Year – a new year with plenty going on in the Phoenix area!

  • January 11-19 Barrett Jackson Auction/West World in Scottsdale. For details go to: https://barrett-jackson.com/Events/Event/Home/Scottsdale-2020/d114c99a-0e71-46b2-8cde-20a53c127270 to find information on tickets, the collection (including the PAUL WALKER COLLECTION/21 vehicles) and new safety standards (i.e. only see-through bags allowed in)
  • January 1-19 ZOO LIGHTS continues until January 19th at the Phoenix Zoo. 
  • January 27-February 2nd – one of the major sporting events of the year will be the WM (Waste Management) Phoenix Open Golf Tournament.  This event brings thousands of visitors to our area.  For detailed information go to: https://wmphoenixopen.com/tickets/  (NOTE: if you’re a First Responder or Active/Reserve or Retired Military, go to the website to order your FREE admission with one paid ticket. 

As we begin this year with a fresh slate, we wish you a happy, healthy and prosperous new year - a time to reach out, give a smile and a helping hand to those around you.  For us, there is no place else we'd rather be than right here in this glorious state of Arizona. 
Al and Jean


 
Brrr...we're starting 2020 on the brisk side but soon the 70's will be back.
 
Home Maintenance for the New Year!
 

The new year is a good time to check your home out to be sure everything is in tip-top shape.  If the first of each year is set for these items, they aren’t as likely to be forgotten.

  • Change HVAC filters
  • Clean out Dryer ducts
  • Check the water filter in your refrigerator
  • Have your ducts cleaned.  This doesn’t need to be done often.  However, if you have pets that shed, it might be wise to have them cleaned every few years.
  • Check your water softener salt (check monthly)
  • Make sure you’ve had your HVAC system checked to be sure everything is working properly. This should be done bi-annually.

On the latter item, we just had our bi-annual check.  We had a very surprising conversation with our Tech. Al told him we had issues wherein the air flow from room-to-room was sporadic.  Upon investigating, he determined that the builder had installed a unit that was too large for our square footage.  We have just under 1900 sq. ft and a 4 TON A/C UNIT. Bigger is not always better.  In this situation, he said the builder probably bought all 365 A/C units in our community at once rather than considering the size of the individual home.  Every home should have a unit that is designed for the uniqueness of the home – square footage, exposure to sun, arrangement of windows, walls and flow.  Ours, he said is so powerful that it doesn’t run long enough to push out (circulate) the air properly. He recommended setting the temperature and leaving it alone rather than constantly adjusting it.  And when the time comes to replace the HVAC system,  go with a much smaller unit.

For the Air Duct cleaning (we’d had demolition of our bathroom so thought it wise to get that "dust" out) and had the same service do the dryer vents.  We’d asked our remodeling company (LEADER BY DESIGN/SCOTTSDALE) if they had anyone to recommend for these services.  They suggested JOE FILTER (https://joefilter.com/ or call them at 480-813-9494).  That was a goldmine of service recommendations, so we used JOE FILTER for the duct and dryer cleaning. They were very professional and reasonable. We were impressed with how they made sure no vent dust got on anything. Their equipment was perfect for the jobs.  Note that if you do multiple services in one call, you save money.  They’ll do a quarterly service or one-time.  They do:

  • Air filters
  • Refrigerator filters
  • Water Softener salt
  • Reverse Osmosis Filters
  • Replace smoke detector batteries
  • Light Bulb replacement
  • Dryer Vent cleaning
  • Duct cleaning

This may be more than you need but what a nice service to know about for someone who doesn’t want to do any of these tasks.  Or can’t.


Facebook Hack notification from LifeLock

 

What Happened?

 

Data security researchers discovered an online database containing the names, phone numbers, and Facebook IDs of 267 million Facebook users available for download on a hacker forum. The database was not password protected and had been posted on December 12, 2019. On December 14th, the researchers contacted the internet service provider that was hosting the database and the database was removed on December 19th.

Although it is unclear why or how the database was created, researchers warn that such information can be used for phishing or spam, especially via SMS.

Facebook users can maintain better control over what profile information is displayed by adjusting their account privacy settings. For example, users can:

  1. Go to Settings & Privacy in Facebook
  2. Click Privacy Shortcuts
  3. Click See more privacy settings
  4. Set all relevant fields to **Friends** or **Only me**
  5. Set **" Do you want search engines outside of Facebook to link to your profile** to **No**
 

2020 - Do you know what's coming back?
 
Every 10 years, the US CENSUS is taken.   This is the year.  More information will follow but suffice it to say, it creates jobs. And you need to know who could be at your front door so we will forward more on that later.   Much of it will be done by mail!  Stay tuned.

What's important to think about when buying?
 

Buying a home is more than determining what you need or want in a home or where it is located.  Of course, the location to work, family or medical services are all important.  And everyone has a type of home that works best for their lifestyle. Those items are probably already in the Buyer's mind.  Most people need a loan to purchase their home. So what do you need to think about?

The biggest key is the loan amount you qualify for. In most cases, where a loan is needed, a professional mortgage lender is the key, along with your Realtor (which we hope is us).

Improve your debt-to-income ratio: This ratio is key to qualifying for a mortgage. Lenders want to make sure you can handle the additional house debt with your current income. To improve your ratio, pay down (or pay off) any debts you can, and increase your income if possible. 

Saving and building your assets is very important to your future financial health. Retirement age can sneak up on you so BE PREPARED. See the next point regarding spending.

Avoid debt as much as possible but if you have it, methodically pay it off before buying anything else.There is a difference between necessities (food, gasoline) and wants.  Stop shopping as retail therapy  or having ADD TO CART as a regular routine. When you get the urge to splurge, put that amount of money into savings instead.

Improve your credit score: Your credit score is another critical number that lenders consider. To increase your score, pay all your bills on time, avoid opening new lines of credit, and lower your use of credit. It's also a good rule of thumb to check your credit report at least once each year to ensure it is accurate. If there are any errors, report them to the credit bureau immediately.

If you or someone you know are interested in learning more about your options to purchase a home, we can recommend choices of mortgage professionals who can help you make owning a home a reality. Of course, we can do the rest

 
Coming soon. A single-story in Tatum Ranch
$415,000

This beauty is located north of Hwy 101/Tatum Boulevard above Desert Ridge in Tatum Ranch in a lovely community with a community center and an optional golf membership.  The address is Cave Creek, but it is only minutes to everything you’d need…shopping, restaurants…medical offices…freeways.

It is almost 2,000 square feet with a lovely back yard with covered patio – great for entertaining.  The kitchen (with room for a table) has an island (bar seating) and features granite and Stainless-Steel appliances; the window over the sink looks out to the back yard with an arroyo on the other side of the view-fence.

The family room features a lovely fireplace and niches for those decorative items.  The original owners are returning to Canada so this fully furnished home can be purchased furnished (furnishings outside of escrow on a separate Bill of Sale) or vacant.  Perfect for anyone but a gem for snowbirds!  The large master features one of the largest walk-in closets we’ve seen…and access directly to the patio area.  We could go on and on…but we’ve got our professional photographer coming in a couple of weeks, so we’ll have more to share.  Let us know if you know anyone who is looking for a new castle.

__________________________________________________________________________________________________________
What's "growing" on in North Phoenix
 

As posted by our local Realtor’s Association (SAAR): Shea Homes has purchased approximately 25.06 acres of land located at 56th Street and Deer Valley Road in Phoenix, closing escrow on December 11, 2019. Construction of model homes is slated to begin in the second half of 2020. The new community name will be Talinn at Desert Ridge.

The homebuilder plans to build approximately 83 single-family homes during Phase 1. The homes will range in size from approximately 2,318-3,738 square feet. Floorplans are expected to be similar to those currently available at Emblem at Aloravita in Peoria. The community is slated to have amenities such as a large community park and recreation center.

"Our team is working hard to meet the increasing demand for new homes in the Valley," said Shea Homes Arizona Vice President of Sales and Marketing, Ken Peterson. "But we don’t close on a land deal until we are certain we’ve found the right spot. Talinn at Desert Ridge will bring some of our most popular Shea floorplans to the highly coveted Desert Ridge area. We think homebuyers are going to be pretty excited about this new Phoenix community."

Shea Homes is planning to close on an additional 54 lots for Phase 2 of Talinn at Desert Ridge in late 2020. Also, you might be

interested to know that DR HORTON will be building new homes around Tatum/Grovers
__________________________________________________________________________________________________________
To the many friends and family members dealing with health issues currently, we hope and pray that your journey will lead you
on a path to good health and happiness in the new year.   HAPPY NEW YEAR
 


 
 
The Batson Team HomeSmart
Jean Batson
 
 
 
 
 
 
Home Smart
 
Costo Car Buying Service

Jacqui, our granddaughter, raved about her experience in purchasing her vehicle some months back.  She went online to COSTCO AUTO BUYING:  www.costcoauto.com  

They have over 3,000 dealerships with an on-site assigned person to help you.  The prices are set thus no haggling needed – the price is discounted to 10% below Dealer’s Invoice and incentives or rebates. In the past five years, over 2.3 million Costco Members have purchased this way.

Once you have a vehicle in mind, you go on the website, select the vehicle and get your AUTHORIZATION NUMBER.  You will be contacted by a local dealer.  You can make an appointment to visit.  They’ll tell you what they’ve got (or have access to) that matches your criteria (year, make, model, color and accessories); then give you the price. No pressure to buy but they will give you their price and terms…and if you purchase with a trade-in, they’ll handle all the paperwork too.  Basically, you show up and buy or not.   A shout out to Jeff Zillinski ([email protected]) who is a perfect example on how this system should work

 
 

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Quick Quiz
 
Each month I'll give you a new question.

Just reply to this email for the answer.

What insect migrates to a warmer climate 2,500 miles away each winter?
 

Beef Sliders for a
Crowd

 I wish I could tell you that I came up with this genius idea but alas, no.  We got this from good friends who served it to our WINOS (wine club).  It’s a delicious and easy way to make sliders without the hassle of cooking each burger individually.

 

You'll need a rimmed baking sheet (10 x 15)
 
PREHEAT OVEN TO 425
  1-1/2+ Ground Beef
  1 med.Onion/chopped
  1 large egg
  Salt & Pepper to taste
    6 Slices Cheese (quartered)
  Lettuce/cut in 24 pieces
  24 thin slices Tomato
Pickle slices (optional)

24 SLIDER BUNS
Have Catsup & Mustard on hand as condiments.
 
Directions:

  1. Chop up onion – spread over the bottom of your pan.
  2. Blend meat, egg, salt and pepper together – carefully drop mixture over onions and spread in pan.
  3. When it is evenly spread, score into 24 squares.
  4. Bake about 8 minutes – then add the square of cheese on each section; put in oven for another 30 seconds or so to melt.
  5. Take the pan out to rest a few minutes; then cut along the score lines to separate
  6. Place each "burger" on a bun with a slice of tomato and pickle (if desired)

You can change this recipe up to add your own special touch.Serve and enjoy!!!

 

 

 

 


 
 
 
 
  This newsletter and any information contained herein are intended for general informational purposes only and should not be construed as legal, financial or medical advice. The publisher takes great efforts to ensure the accuracy of information contained in this newsletter. However, we will not be responsible at any time for any errors or omissions or any damages, howsoever caused, that result from its use. Seek competent professional advice and/or legal counsel with respect to any matter discussed or published in this newsletter. This newsletter is not intended to solicit properties currently for sale.  
 
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Jean's December 2019 Newsletter

Posted On: December 1st, 2019 1:35AM

Check out our featured listings for December:

https://homesmart.com/real-estate-agent/arizona/scottsdale/1586-allen-batson/properties


 
 
 
 
December - the last month of the year.  Welcome to the holidays!
 

Merry Christmas – Happy Hanukkah to All

December is a season of great joy, family holidays, gatherings with friends so let us be the first to wish you a wonderful celebration. 

December 25 – the Christian celebration of the birth of Jesus Christ in a manger in Bethlehem.  [But where did the concept of Santa Claus/Saint Nicholas come from?  See below].

December 22-30 Hanukkah (a/k/a Chanukah) is a Jewish holiday celebrated for eight days and nights. In Hebrew, the word " hanukkah" means "dedication." The name reminds us that this holiday commemorates the re-dedication of the holy Temple in Jerusalem following the Jewish victory over the Syrian-Greeks in 165 B.C.E.


We want to take this opportunity to thank all of you who have asked us to handle your transactions, who have referred your friends and family to us and for the positive responses to our e-newsletter.  We have fun putting it together - it's not "canned" - and we're always looking for ideas so if there is something you'd like us to write about, please let us know.

And as the holidays come...and go and the year comes to an end,  we want to wish you the happiest of seasons with joy, health and prosperity in the new year.  Be kind to each other.  And SMILE...it gives you "face value."                                Al and Jean


 
The Year in Review: A Look at the Top Headlines of 2019
 
It's nearly the start of a new year and a new decade. As 2019 comes to an end, here's a look at some of the most newsworthy stories of the year.

Diabetes research makes huge strides: Researchers at the University of California in San Francisco announced in February that they had successfully turned human cells into insulin-producing cells. The news brought hope that a cure for type 1 diabetes could be within reach.

Fire at the Notre Dame: The famous Notre-Dame de Paris cathedral went up in flames on April 15. More than 400 firefighters battled the blaze, which severely damaged the structure's spire, roof, and upper walls.

Prince Harry's heir arrives: Prince Harry and Meghan Markle welcomed their first child, Archie Harrison Mountbatten-Windsor, on May 6. Baby Archie is currently seventh in line for the British throne.

Women astronauts make history: On October 18, NASA astronauts Jessica Meir and Christina Koch entered the history books when they made the first-ever all-women spacewalk. The pair visited the International Space Station to replace a faulty battery charger.

Regulatory Scrutiny Of Internet Giants On The Rise: Facebook agreed to pay a $5 billion penalty to settle Federal Trade Commission allegations that the social media giant mishandled user privacy practices and lost control over huge amounts of user data.
***********************************************************************************************

Have you ever needed a Notary but can’t find one quickly? Here is your answer.

Let us introduce you to BEST PHX MOBILE NOTARY LLC – owned by Kellie Lyle Hartstein. What a great idea - a knowledgeable MOBILE notary.

Kellie has taken an interesting path to this business and life in Arizona.  When she was a young mother of five, her husband was a staff writer on a 90’s TV show – FULL HOUSE and she was a Realtor.  Her background has been related to real estate for years – as she says, "it’s in my blood." [I can relate to that!] She was a successful Realtor in the Hollywood Hills [CA] area until she and her husband decided to move to Arizona for a more relaxed lifestyle.  Moving to Scottsdale, she joined the Toll Brothers lending team; specializing in the Aviano community in Desert Ridge.  Then, for ten years they converted a portion of their home into a high-end boutique Elder Care Home (Harts Home Exceptional Care) proving she has the heart to help people.

Her criteria for the next phase of her career venture was to be of service to her community…and have less stress.  And that’s how The BEST PHX MOBILE NOTARY came to be.  In gratitude to her clients, a portion of all proceeds are donated to charity.  She loves what she does. That’s heart!  She's also a delightful person!

In her capacity as a Notary Public,  Kellie handles general Notary jobs such as notarizing Power of Attorney forms, Estate documents, car titles, Loan docs, financial documents...and anything a person might need stamped by a Notary.  She says she is honored to be a trusted member of the Batson Team brand – as are we to have found her. "Have Stamp, Will Travel."  Whenever you need a Notary-call KELLIE at 480-282-2561 or email her at: [email protected]


Great News for Homeowners and Home Buyers!
 
The Federal Housing Finance Agency (FHFA) today announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2020. In most of the U.S., the 2020 maximum conforming loan limit for one-unit properties will be $510,400, an increase from $484,350 in 2019.

These loan limits will also be increasing in what the FHFA calls "high-cost areas," where 115% of the local median home value exceeds the baseline loan limit. Those limits will increase from $726,525 to $765,600.

The conforming loan limits for Fannie and Freddie are determined by the Housing and Economic Recovery Act (HERA) of 2008, which establishes baseline loan limits. Earlier today, FHFA published its third quarter 2019 FHFA House Price Index (HPI) report, which includes estimates for the increase in the average U.S. home value over the last four quarters. According to FHFA’s seasonally adjusted, expanded-data HPI, house prices increased 5.38 percent, on average, between the third quarters of 2018 and 2019. Therefore, the baseline maximum conforming loan limit in 2020 will increase by the same percentage.

Those limits above are for one-unit properties. Two- to four-unit properties have also increased. 

This is great news for homeowners and homebuyers as it’s a true economic indicator that the housing market continues to be robust. Additionally, conforming loans are ideal for many buyers as it allows for lower down payments. [based on a notification from Brad Slager/Homeowners Financial Group)

The Legend of Santa Claus/Saint Nicholas
 

Behind the jolly, red-suited, shopping mall Santa of today lies a real person-St. Nicholas of Myra, a Christian monk who lived in the third century A.D., in what is now Turkey. We know very few historical details of St. Nicholas’ life. Even the year of his death is uncertain, although both the Catholic and Eastern Orthodox churches have celebrated December 6-the date of his passing- for more than 1,000 years. Within a century of his death, the much-admired Nicholas had become the center of a series of folk legends. Today, Nicholas is considered the patron saint of sailors, children, wolves and pawnbrokers, among others.

By the Middle Ages, Nicholas’ fame had spread to much of Europe. St. Nicholas’ popularity eventually spread to northern Europe, where stories of the monk mingled with Teutonic folktales of elves and sky-chariots. In the Netherlands, St. Nicholas took on the Dutch-friendly spelling Sinterklaas. He was depicted as a tall, white-bearded man in red clerical robes who arrived every December 6 on a boat to leave gifts or coal-lumps at children’s homes. Stories of Sinterklaas were likely brought to the New World by Dutch settlers in the Hudson River valley. In his satirical 1809 "History of New-York," Washington Irving portrayed St. Nicholas as a portly Dutchman who flew the skies in a wagon, dropping gifts down chimneys. In 1823 another New Yorker, Clement Clarke Moore, penned the poem "A Visit from Saint Nicholas", which traded the wagon for a sleigh drawn by "eight tiny reindeer." Beginning during the Civil War, cartoonist Thomas Nast published the first of a series of popular depictions of a rotund and jolly St. Nicholas. In 1879 Nast was the first to suggest that St. Nicholas lived not in Turkey, Spain or Holland but at the North Pole. [based on an article by Nathan Barksdale/History Channel]

 
Two great properties - take a peek.  The condo is a great "lock & leave" and the other a single-story, easy care with a caterer's kitchen.

2150 W. Alameda Road, #2235, Phoenix, AZ 85085- this 2015 condo at Villagio at Happy Valley is located close to the I-17 near The Anthem Outlets, The Happy Valley Towne Center and Norterra - just about anything you’d need is within ten minutes.  This unit has a 1-car garage with direct access to the home up the stairs.  2 Bedrooms/2 Bathrooms at 1088 sq. feet. It has barely been lived in.  Note:  all furnishings are available for purchase outside of escrow.  For details: https://homesmart.com/real-estate-for-sale/hsaz001/homes/az/phoenix/85085/azrmls-h/6000666/2150-w-alameda-rd-unit-2235,phoenix,az-85085/index.html?referrer_aid=16692

5001 E. Wethersfield Road, Scottsdale, AZ 85254 is conveniently located within minutes of Mayo Clinic, Paradise Valley Mall, Kierland, Desert Ridge Marketplace and Scottsdale 101.  This well-maintained single-story home has 3 Bedrooms/1-3/4 Baths. The kitchen was designed for the owner who does catering. Plantation shutters throughout. Wood laminate floors except for 1 bedroom with new carpet. New A/C in 2011 and roof in 2006 so the "big stuff" is DONE. 1823 sq. ft. 2-car garage. Mailbox in front (no cluster box to go to). For details: https://homesmart.com/real-estate-for-sale/hsaz001/homes/az/scottsdale/85254/azrmls-h/5991122/5001-e-wethersfield-rd,scottsdale,az-85254/index.html?referrer_aid=16692

 
 
 
 
 
 
 
The Batson Team HomeSmart
Jean Batson
 
 
 
 
 
 
Home Smart
 
 
Give to Charity But Know the Facts:
 

At this time of year, our email and mail boxes are filled with two things – catalogs from places we’ve never heard of, much less ordered from, AND…dozens of charities each week sending you address labels and calendars to encourage donations.  This is the time of year for charity - and clarity.  Be very, very careful – there are some that sound like legitimate charities and others we've known about for decades – but do we really know what percentage of your donation goes to do the work vs. administration costs? Names can look familiar but be sure it is exactly what you want. Sometimes adding a word in the name can be totally misleading.

Carefully research charities to assess which do the most good for the lowest cost.  What % goes to administration and fundraising vs. helping the cause.  We have been shocked at some of the results we've found. Go forth and give…with knowledge.
http://give.org/for-charities/How-We-Accredit-Charities/

 

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Quick Quiz
 
Each month I'll give you a new question.

Just reply to this email for the answer.

What insect migrates to a warmer climate 2,500 miles away each winter?
 

Our favorite cookie-Pecan Balls (a/k/a Mexican Wedding Cakes)
(Cookies really)

I’ve been making these cookies since the 60’s.  They’re easy and delicious. This recipe is straight out of the OLD Betty Crocker Cookbook I bought in my 20’s.

 
They melt in your mouth! Easy - light and delicious.
 
  1 cup softened butter (2 sticks)
  1 cup powdered sugar
  1 tsp. Vanilla
  2-1/4 cups All-Purpose flour
    Note: or... I use Krusteaz Gluten Free Flour when making them for our daughter.
  1/4 tsp. salt
  3/4 cup finely chopped Pecans
 
Directions
  1. PREHEAT OVEN TO 400 degrees
  2. Mix thoroughly:  butter, sugar and vanilla
  3. Work in flour, salt and nuts until dough holds together.
  4. Shape dough into 1-inch balls and place on an ungreased cookie sheet.
  5. Bake 10-12 minutes until set but not brown.
  6. While warm, roll in powdered sugar. I usually put the powdered sugar in a gallon-sized ziplock bag and gently shake – a few at a time.
  7.  Cool on a rack

Makes about 4 dozen cookies.


Ask Al & Jean: This Month's Question
 
Is it better to buy new construction or an existing home?

Whichever works for you; remember that having a Realtor represent you in the purchase of new construction is to your advantage and costs you nothing.  We just need to go with you to register with you.

This boils down to a matter of preference. Both new construction and existing homes offer unique advantages.

New construction gives the buyer the chance to select flooring and upgrades but will generally require a considerable amount of money to landscape, do window covers, upgrade for more electrical outlets and fixtures...but it is brand new with full warranties.

By contrast, you may find an existing home that has all of the features you want - ready to move in.  Or, an opportunity to remodel so it may be more cost effective.

Check them both out and then decide.
 
 
 
   
 
 
  This newsletter and any information contained herein are intended for general informational purposes only and should not be construed as legal, financial or medical advice. The publisher takes great efforts to ensure the accuracy of information contained in this newsletter. However, we will not be responsible at any time for any errors or omissions or any damages, howsoever caused, that result from its use. Seek competent professional advice and/or legal counsel with respect to any matter discussed or published in this newsletter. This newsletter is not intended to solicit properties currently for sale.  
 
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Jean's November 2019 Newsletter

Posted On: November 2nd, 2019 11:02PM

 

You are receiving this email because you are a client or you have agreed to receive messages from us. Click here to unsubscribe.
 
 
   
 
Welcome to November:

November 3rd (Sunday) – remember when you wake up that day, everyone (except Arizona and Hawaii) will have set their clocks back an hour. 

 

November 11th (Monday) – we honor our military who have given up so much to make sure we live in the land of the free…and the home of the brave. 

 

November 28th (Thursday)– our favorite holiday of the year – THANKSGIVING.  A day to share our traditional turkey dinner including dressing/stuffing, mashed potatoes, pumpkin pie and all of the trimmings with family and friends.  At our table, we all share something we’re grateful for.

 
What are we grateful for - the people in our lives, and each other; that we get to live in this beautiful state and have our health so we can continue doing all of the things we love to do.  We wish you a wonderful Thanksgiving. Be kind to each other.
Al and Jean
 
Financial Mistakes to Avoid When Buying a Home
 
A home purchase is likely one of the largest financial investments you'll make in your lifetime. It's important to get this one right. For the best financial outcomes, avoid the following mistakes.

Taking on too much:  A good rule of thumb is to limit the cost of your house payment (including taxes, insurance and any HOA fees) to 25 percent of your take-home pay.

The preapproval: Before you can make an offer in Arizona, - you must meet with a Lender who will provide guidelines for what you can realistically afford. He/She will provide a Prequalification Letter to attach with your Purchase Contract. This will assure the Seller that the Buyer is able to obtain financing. You will need to confidentially provide your information to the lender (income, debt, etc) so he/she can advise you as to what price range you should stay within.  You don't want to be house poor but rather purchase at a price you can handle comfortably.  [Note: your information is confidential - not shared with your Realtor or Escrow]

The down payment: The larger the down payment , the less interest you'll pay over time. If you have 20 % or more down payment, you can also avoid PMI payments which is a fee to cover insurance that protects lenders when a buyer has little equity in the home. And don't forget to include closing costs and moving expenses as you save up for your purchase. Closing costs average 1% (excluding lender fees).

Going it alone: An experienced agent helps you determine and negotiate the purchase price.  Plus, the seller pays the agent's commission, so you get all the expertise at no cost to you. When you're ready to start your home search, just give us a call at 602-680-2791.

 
 
Looking for a One-story Home Near Paradise Valley Mall?
 
Look no further – 5001 E. Wethersfield Road, Scottsdale,AZ 85254 is one block north of Cactus. It’s 1823 square feet with 3-bedrooms and 1.75 baths  No HOA fee!  The owner is a caterer so the kitchen is well conceived with loads of storage, two wall ovens (electric/ convection), built-in microwave and lots of storage; plus an enormous walk-in pantry. As you enter, there is a spacious living/dining area. The owner uses the living area as her dining room because, as you can image, she cooks a lot. The roof was replaced in 2006; the Air-Conditioner in 2011. Priced at $420,000   Located within 10-15 minutes of MAYO…American Express…Desert Ridge Market Place – High Street…and only minutes from the Paradise Valley Mall with COSTCO, Dillards, May Co., See's, Oregano’s Restaurant (our favorite), Chompies and many others shops/restaurants in the area.  Check this link: https://homesmart.com/real-estate-for-sale/hsaz001/homes/az/scottsdale/85254/azrmls-h/5991122/5001-e-wethersfield-rd,scottsdale,az-85254/index.html?referrer_aid=16692

 
Remodeling Kudos - from a Personal Viewpoint

As Realtors, we often are asked for referrals to qualified vendors.  We love to hear from you if you’ve used a service that you’ve been happy with and have no qualms about recommending so we can pass that information on to others.  Here are some we can highly recommend from personal experience. "BEFORE" TO THE RIGHT.
"AFTER" ON THE LEFT BELOW

Recently we decided to redo our Master Bath.  We never use the tub (could we even get out if we did?)…so we decided to have it taken out; replacing it with one big shower.  We turned to Bob Nau [www.nauinspections.com] who, as a General Contractor is the person who completely remodeled our last home in 2012. Bob no longer does remodeling because he is now 100% a home inspector – an outstanding one, by the way..  Bob recommended LEADER BY DESIGN, a company owned by David and Michelle Prechtel. We had our project planned in our minds before calling them but they made suggestions that made it even better.  They’re great to work with. You can reach them at 480-297-4050; or email Michelle to set up an appointment at [email protected]   Their website is: https://www.leaderbydesign.com/

We had a wonderful experience with them; their pricing was fair; they were timely in performance and did magnificent work.  The entire job took only 3 weeks from demolition to completion.  A special kudo to the Plumber they sent:  Jim Ryan of ADVANTAGE PLUMBING SERVICES was outstanding – and personable. Jim can handle every plumbing problem you can come with [Jim Ryan: 480-277-5291 or [email protected]

Before and after the project, Scott Johns and his son, Dillon Johns of ARROW REMODELING came to remove wallpaper that was here when we moved in 4 years ago…and at the end of construction, they came back to repair walls, repaint and replace wallpaper with a very subtle look in both the guest and master baths. They were recommended to us by  a friend who was a Designer for Ethan Allen. [Thanks Sue!]  Great recommendation.  There aren’t too many people out there that just do walls.  602-390-0404  [email protected]   They do both residential and commercial projects.  They’re fun to have around, timely and experts in their field.  https://arrowremodelingllc.com/ 

So, that's a wrap – thanks to these great people who made this big project a breeze

 
What's the Plan for the Hayden/Loop 101/Scottsdale?
 

What’s the plan for Hayden/Loop 101/Scottsdale?

Located at the northwest corner of Loop 101 and Hayden Road in Scottsdale, Arizona, Cavasson is being meticulously designed to welcome the world’s finest organizations – elevating businesses and lifestyles – in what will become one of the region’s premiere business districts.

The project’s mix of uses will include approximately 1.8 million square feet of market leading commercial office space, 1,600 multifamily residences, hotels, retail, restaurants, services and amenities. The initial phase of the project will include several commercial office buildings, including a multi-story office building for Nationwide Insurance, multifamily apartments, a six-story parking structure, retail and restaurants, hotels, and significant infrastructure improvements.  To read more about it, click here: https://www.cavasson.com/


 
Should It Stay or Should It Go with You?
 
Moving is an immense undertaking. Among the myriad tasks on your plate are decisions about what to take with you when you move. Remember, if it is "attached," it stays but what about all of those personal items.

These can be tough calls. Following are a few things that most homeowners are better off leaving behind when they move.

Household documents: Do you still have the manual for your refrigerator? Did the furnace you installed last year come with a ten-year warranty? If you have any documents that relate to structural components, utilities, or appliances that are staying with the home, leave these for the new owner. You won't need them anymore, but the new owners will find them very handy. We ask our clients to put all of those items in one place for the new buyer.

Heirlooms: If you have Grandma's Tiffany chandelier that must go with you; remove it before listing your home; replacing it with an appropriate fixture. Not only will it already be packed up to go; it will avoid any negotiations by a Buyer who falls in love with it.  If it is never seen; problem solved.

Paint: Do you have a stash of old paint cans from previous renovations?  Place the cans in a location where the new owners can easily access them and label them as to color and location.

Houseplants: If you're moving a long distance, try to find new homes for your houseplants rather than transport them to your new location. The conditions in a moving truck aren't conducive to plant life, and the plants are likely to get damaged or die during the move. Consider gifting your plants to your green-thumbed friends and neighbors or ask the Buyer if they're interested.
 
 
 
The Batson Team HomeSmart
Jean Batson
 
 
 
 
 
 
 
Home Smart
 
 
 
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What game originated in India with pieces called infantry, cavalry, elephants, and chariotry?
 

Swedish Pancakes
 

As a little girl, I spent many overnights at my good friend’s house. Karen’s grandmother often made "Swedish Pancakes."  Of course, she tossed in a handful of this and that so that recipe is tough to replicate [although her sister did give us a close recipe years later].  When the kids were little, Bisquick came out with their version, which is very close – and so easy to make.  My family loves this for breakfast – or any time.

  • 1-3/4 cups Bisquick
  • 1-3/4 cups milk
  • 3 eggs
  • ½ stick butter (melted)

Directions:  Beat together – the batter will be very thin. You can make them any size you want – one at a time. We usually make large ones. [Note: we prepare all the batter and freeze or refrigerate the leftover pancakes for later use- [wax paper in between each layer.]
Just warm briefly in the microwave,add butter and powdered sugar...you're ready for another great day!

  • Heat your fry pan, add a little butter.  You want your pan to be hot for a quick browning.
  • When it bubbles, turn it over to a light golden brown. 
  • Pop out on a plate – slather with butter and sprinkle generously (to taste) with powdered sugar. 
  • Roll it up and serve – I usually top with a bit more butter/powdered sugar
  • Note:  Some versions include a jam inside or on top…Logonberry or? 

These just melt in your mouth – they look more like a crepe than a pancake…so delicious.

 
 
 

 
 
   
 
 
  This newsletter and any information contained herein are intended for general informational purposes only and should not be construed as legal, financial or medical advice. The publisher takes great efforts to ensure the accuracy of information contained in this newsletter. However, we will not be responsible at any time for any errors or omissions or any damages, howsoever caused, that result from its use. Seek competent professional advice and/or legal counsel with respect to any matter discussed or published in this newsletter. This newsletter is not intended to solicit properties currently for sale.  
 
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Jean's October 2019 Newsletter

Posted On: October 3rd, 2019 5:21PM

You are receiving this email because you are a client or you have agreed to receive messages from us. Click here to unsubscribe.
 
 
 
 
Fall is here!
 
ACTUALLY, it began September 23rd but in Arizona, it's harder to wrap our heads around it. October is the month we find our season changing to the magnificent weather we love.  What happens in October:

October 6 – June 21 every Sunday 10:00-1:30 Farmer’s Market on High Street (56th/Deer Valley) in Desert Ridge.

October 8 Yom Kippur for our Jewish friends

October 14 – Columbus Day - fly your flag

October 31 - Happy Halloween - watch out for those goblins

   

 
 
Short term rentals - what's the Scoop?
 

You’ve probably heard about the controversy relating to short-term rentals such as VRBO, Airbnb and other similar companies. It’s been controversial because owners of condos or homes say they deserve the right to make an income on their properties but there have been situations in neighborhoods about noisy parties, trashed units or bad behavior which impacted the neighbors. Thus the controversy.

The Arizona State Legislature has spoken with the recent passage of HB2672

1)    Short-term rentals are lawful in Arizona – local municipalities do not have the authority to restrict them.

2)    All short-term rental owners must obtain a transaction privilege tax license and list that number on all advertising.  Failure to comply will result in civil penalties

3)    The owner must provide the local town/city government their contact information so they can be notified if the city gets complaints about the property/tenants.

4)    The new law provides that the town or city shall notify the owner and the Department of Revenue, within 30 days, if any complaints are received that result in verified violations and civil penalties.

5)    Short-term rentals are prohibited from having "special events" at the property that require any kind of permit.  The purpose of that is to avoid impacting the neighborhoods with noise, traffic or general disruption of their ability to live quietly in their own homes.

Specific rules for tenants are not spelled out in the House Bill, however owners should certainly post rules and "Quiet Times."  Potential tenants need to know ahead of time what the house-rules are.  Some people don't think about behaving respectfully so it is the owner's job to spell out the details (smoking, pets, hours of quiet time to respect the neighbors and so forth).

Travelers often prefer an apartment/condo/home to a hotel so they can have extra bedrooms, a kitchen and basic living like being at home - but in their vacation setting.  Many people are willing to pay a premium in order to unpack where everything they need is there for their visit.  In Arizona, we have a great need for such rentals – all "winter" long (October – May).  Arizona is a haven for "snowbirds" who come for a few weeks-to a few months every year. Our season is quite long compared to summer resorts, which offers great financial opportunities for those who own this type of property. Spring training and other major events here are high-demand times for seasonal rentals.

Another positive about owning a vacation property is that you can share it with your family for vacations.  Often clients buy them to eventually move here but establish the property originally as a vacation rental; then switch it to a primary residence when the time comes.

As they say - real estate is about LOCATION-LOCATION-LOCATION. That's an important ingredient in any purchase but critical for vacation ownership.

Vacation rentals take effort on the owner’s part to tastefully furnish the home complete with furniture, towels, bedding, hangers, tissue, soap, a complete kitchen right down to the measuring spoons…and of course, cable TV/Internet. Just think what you’d want if you were walking into a rental ready to start your vacation.  We’ve been to some that have books/DVD’s, outdoor patio furniture and grill.

Don't forget that you need someone to clean it thoroughly and check to be sure everything is complete (nothing missing or broken). You need a good communication network with the tenant (deposits/access/rules/departure). There is so much more to deal with than having an annual-lease property that is unfurnished. But, vacation property has the potential  to be very profitable if the location is right and the property is managed well. If this type of ownership is of interest, please call us at 602-680-2791 or email us at [email protected] or [email protected]


 
Robo-Calls and Scams

ROBO-CALLS:

We all get them WAY TOO OFTEN  – they’re annoying and potentially dangerous.  These people will say anything to scare you – for example

  • "This is the IRS – you are delinquent in back taxes and have not responded to requests to pay" -SCAM!  The IRS is never, ever going to call you.
  • "This is Microsoft calling – your computer has been taken over by a virus" – SCAM!!  Microsoft is never going to call you – they have no idea if your computer has a virus. There are millions of computers in the USA; they aren’t checking on YOURS.  They want you to give them access to your computer "to repair" it.  What they’re really doing is accessing all your files and data.  If you fall for that, they can hold you "hostage" for payment to free up your computer – too late, they’ve got what they want.  The payment to "free up your computer" is their bonus for scamming you.
  • "You have won (fill in the blank), press ONE to talk to the operator" SCAM!  If you win something…you first must enter so a big clue is, you haven’t entered anything.  If you fall for it, they want you to send money to cover "administrative costs" before they will send your so-called prize.  That’s their prize!  You don’t really get one.This is often associated with either a "lottery" or a vacation. 

Here are a few tips to follow:

  1. Don’t answer calls from unknown numbers.  Legitimate callers will leave you a message.
  2. Let unknown calls go to voicemail. 
  3. NEVER press a button – example "Press 1 to be removed from these calls."  It doesn’t – it tells the caller you might engage.
  4. Don’t engage in any conversation or speak with a live operator
  5. If someone calls and you answer – they ask, "Is this Jane Doe?"  Never say "Yes" because that word in your voice can be edited into an acceptance of a program or invoice. If you think it’s a legitimate call, respond, "Who is asking and what can we do for you?"  Or, hang up.  In our household, if someone asks for "Allen," it’s a sales or scam call.  Al doesn’t use his full name.  Or "Is Mr. Beston there?"   Hmmmm…. not our name!  Hang up.
  6. Of course, never give any personal information to anyone over the phone – the person on the other end can be anyone from anywhere.  If a person says they’re from a charity, tell them to mail you the information because you never give personal information over the phone. And never give out your address. You’ll probably never get anything from them because…it’s a SCAM.  These callers will tug at your heart strings saying they represent the police or fire department, abused children, a disease.  You never ever know who is on the other end of a call. There are many legitimate charities - but they don't generally call on the phone.

Report these phone numbers (and block them) to: ftc.gov/complaint.com

To learn more on fraud and scams, go to:  https://videos.aarp.org/category/videos/scams-fraud


 
Millennial's - What's Their Home Style Trend?
 

Surveys say:  When Realtors gathered data on what the Millennials are looking for when they’re ready to buy a home, it is similar to Boomers but perhaps for different reasons.  Millennials prefer:

  • Easy-care landscaping
  • Up-to-date kitchens, baths and appliances
  • They want properties that are move-in ready for the most part (there are always DIY people, of course) but if they can afford it - they don't want to contemplate a long list of repairs/replacements.
  • A formal dining room is not important - they're more casual in general
  • They’re more about easy-flow, open space for flexibility as opposed to a designed floor plan (i.e. living room – could be a media room;  a dining room might be an exercise area or office)
  • Carpeting – many Millennials love pets so carpeting is not generally preferred. Tile or wood is easy to clean, looks fresh and open and doesn’t absorb odors
  • Memorabilia/game rooms.Millennials don't want Grandma's treasues like the Boomer sometimes do so memorabilia is out - they’re more inclined to have a "digital space" where they have their huge TV’s, surround sound, computers for gaming and casual entertaining.

It’s interesting to note that we’re seeing a trend in this direction on the other end of the age spectrum as people downsize from their big homes.  Easy care inside and out and flexibility of space usage is popular so Boomers and Millennials are not all that different in some ways. 

Millennials are more inclined to research a home purchase thoroughly - and don't necessarily look at a purchase long-term as Boomers often do.  ...


 
A Big Tip of Our Hat to Zack Gottsagen
 

Many of us have a personal connection with a disability or handicap.  In my case, I grew up with a Down Syndrome brother, David. He was three years older than I.I know this isn't real estate related but in my heart, I have to share this touching story.

I just read an article about a young man from Florida, Zack Gottsagen, who beat all odds and is starring in a new movie with Dakota Johnson and Shia LaBoeuf called "The Peanut Butter Falcon."  His work on 2014’s Becoming Bulletproof, about actors with disabilities, caught the eyes of writers Tyler Nilson and Michael Schwartz, who were so impressed that they wrote a role for him in Peanut Butter Falcon.

The movie is about a lively 22-year-old man with Down Syndrome named Zak.  Zak lives in a nursing home because he has nobody to care for him -- but it doesn't stop him from dreaming. Breaking out to pursue his goal of becoming a pro wrestler, he gets help from a fisherman on the lam thus an unusual bond of friendship is born. And it's rated PG so every can enjoy the story.  Several friends have seen it and highly recommend it. 

When your formative years centered around a family disability, your eye catches everything relating to it.  Zack's mother fought for his rights to get training as an actor against all odds. The school had refused admission to him due to his condition. The family persevered and won. There aren’t enough tissues in Arizona to get me though watching this movie but I must.  As you know, those with Down Syndrome have a distinct look which reminds me so much of David (who passed away in 1996).  He loved movies (in those days you could take him to most of them) so it would please him to see someone like him up on the big screen.

Years ago, such a diagnosis was not understood nor accepted – people of all ages laughed, stared and taunted but gratefully, today there is so much more acceptance and understanding.  If I see a Down Syndrome person bagging at a grocery store, I’ll go out of my way to be in that line to offer a smile and a thank you.  I saw too much cruelty towards my brother as a child.  Generally, Down Syndrome folks are very sweet and mild mannered.  Hats off to the people who gave Zack this opportunity and to his family for supporting and encouraging him. No matter what "handicap" a person has, they have feelings just like everyone else so kindness is a great way to make they’re day. Well, anyone's!

 
 
 
THE BATSON TEAM
AL AND JEAN

AL: 602-680-2791
JEAN: 602-228-0756
www.AlandJeanBatson.com
True or False:

 

1)    Apples, not caffeine, are more efficient at waking you up in the morning. 

2)    Alfred Hitchcock did not have a bellybutton. 

3)    A pack-a-day smoker will lose approximately 2 teeth every 10 yrs. 

4)    People do not get sick from cold weather; it's from being indoors a lot more.

5)    When you sneeze, all bodily functions stop, even your heart! 

6)    Only 7 per cent of the population are lefties

 
Answers are below the recipe.

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Just reply to this email for the answer.

What is the best-selling candy worldwide?
 

Easy Chicken-Parmesan Chicken
 
I found this in a magazine - it's a favorite now...you can makes this recipe as "chicken fingers" for an appetizer or cut larger for a meal portion. It's very quick to combine the breadcrumbs and Parmesan in one Ziplock bag and the remaining ingredients in a flat pan (like a 9" baking pan)...then coat and bake. EASY!
 
 
  4 large chicken breasts(cut into strips)
or   into wider pieces
 
 
 
 
Directions: Preheat oven to 425 degrees.
 

Combine the following ingredients in a gallon-size Ziplock bag:

  • 1 cup Panko breadcrumbs
  • ½ cup grated Parmesan cheese

Then combine the ingredients below in a flat baking dish.

  • ½ cup Mayonnaise
  • 1 TBS. Dijon mustard (or similar)
  • 1-1/2 tsp. chopped parsley (I used the dry)
  • 1 tsp salt
  • 1 tsp. black pepper
  • ¼ tsp paprika
  • ¼ tsp. garlic powder
  • ¼ tsp. onion powder (I used onion flakes)

Directions:

Preheat your oven to 425.

  • When you're ready to bake, take each chicken strip and coat.
  • First, dredge the chicken pieces in the mayonnaise mixture; then drop into the Ziplock bag with the parmesan/Panko - shake to cover.
  • Use a cookie sheet covered with foil, put a rack (spray with Pam) on top.This will make clean-up a snap.
  • Place the coated chicken pieces on the rack.
  • Lightly spray the chicken with cooking spray and bake.(Yes, I really said that)
  • For the narrow strips, bake about 15-18 minutes until golden.
  • Larger pieces should stay in about 25 minutes.
These are absolutely delicious. Serve as an appetizer or a dinner.  We've served if with roasted potatoes and a green vegetables.It comes together in a jiffy!
(This one is for you, Connie!)

(T/False Quiz (all True)
_________________
 
Ask Al & Jean: This Month's Question
 
How do I know if a property is a right for me?

Today many people search the dozens of websites to look at homes they think they'd like. And that's a good thing.
   As your Realtors, we'll research the market for you to determine a fair price for the property using current "comps" (comparable properties) from the multiple listing service to see the price should be comparing floor plan, size, condition, and how up-to-date it is.
   We'll work together to analyze the size, location, and other features of the home to determine not only the right price by comparing the current asking price to other similar homes we'll also use this information to help you negotiate the best price possible for the home.
   And if we don't think the community is right for your needs- we'll share that. We recently had a young lady whose heart was set on a particular condo complex. We advised against it since the HOA didn't cover the exterior or the roof which could have led to major cost issues down the road.  We found a better condo situation nearby with much improved HOA coverage;
____________________________


We just got home from visiting our hometowns - Al is from Straughn, Indiana and I'm from Elmhurst, Illinois where we went to high school reunions. It was wonderful all around and thanks to everyone for being so great.  There's nothing like going back to see those familiar faces from our youth. (GO YORK!!!)
 
 
 
 
  This newsletter and any information contained herein are intended for general informational purposes only and should not be construed as legal, financial or medical advice. The publisher takes great efforts to ensure the accuracy of information contained in this newsletter. However, we will not be responsible at any time for any errors or omissions or any damages, howsoever caused, that result from its use. Seek competent professional advice and/or legal counsel with respect to any matter discussed or published in this newsletter. This newsletter is not intended to solicit properties currently for sale.  
 
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Jean's September 2019 Newsletter

Posted On: September 1st, 2019 6:23PM

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 Ahhhhh - September
 

As desert dwellers, many of us look forward to the last full month of 100+ degree temperatures [usually our temperature drop to "magnificent"as we head towards October]….with 8 months or more of divine weather that follows.  August was supposed to be the big Monsoon month but we actually got very little rain all summer.  It was called the NONSOON! By now, kids are back in school and life is back to normal.   Here are a few holidays in September:

  • 9/2 LABOR DAY - Labor Day is an annual federal holiday on the first Monday of September to celebrate the economic and social contributions of workers to the strength, prosperity, and well-being of the country.  Thanks to all of us who pay our taxes to provide for this country.
  • 9/15 National Wife Appreciation Day (Jean’s new favorite - who knew?)
  • 9/22 National Ice Cream Cone Day (Al’s favorite)
  • 9/23 FALL BEGINS
  • 9/29 Rosh Hashanah for our Jewish friends
We'd like to take this opportunity to thank everyone who has so kindly referred friends and family to us.  We do our best to provide excellent service with regular communication as we work through the listing or sale. Our goal is to make the process as easy as possible; understanding that sometimes issues come up that can be challenging - we'll stick with the issue like glue until resolution.   Have a fantastic month.

Al and Jean
 

 
 
It's Time to Do It!!  Face Your Closet!  You Can Do it!
 

Did someone ever say something in casual conversation – and suddenly a light bulb went off in your head?  We were visiting our friends in the mountains last weekend when we got into a conversation about how so many of us hang onto things we no longer need. Closets, in particular. Here's how to start the process of clearing out your closet.  It feels so good to get it done and be able to give away what you no longer need. Get rid of:

  • Everything you haven’t worn in years – and are highly unlikely to ever wear again.
  • Anything that doesn’t fit – if your weight miraculously changes, reward yourself -buy something new.  You deserve it.
  • Anything you don’t like – and in my case, I asked myself why on earth I’d bought some of those things in the first place. Just because its on SALE doesn’t make it look good on me.

I came home completely inspired so I took EVERY article of clothing out of my closet and tossed it on the bed.  As further motivation, my friend asked me to send a BEFORE and AFTER picture of the closet. I digress, if we wanted to sleep that night, I had to complete the task (coats, shoes and purses are next on the list).Being completely honest and motivated with a goal in mind, I was ruthless. It took a few hours but I got rid of over two boxes of items that someone else will find useful. There is that realization that we’re all holding onto so many items from clothes to household items that are languishing in our closets and cabinet that are desperately needed by abused women. Next week we’re taking it all to the Sojourners Donation Center at 2330 E Fillmore St, Phoenix, AZ  85006.  Check their website for hours if you’re interested in helping. Most areas have facilities for battered women – we selected this one at the suggestion of a good friend who spent years and years on the Phoenix Police Department.  Officers see so many horrible family situations so they know. https://www.sojournercenter.org/ 

Here’s a challenge – are you up to tackling your closet?
   BE TENACIOUS! I guarantee you’ll feel so great when it’s over (not so much in the process!).

Oh, the best part is that everything left will be easy to see and grab…. AND maybe there's room for a couple of new things?

This is actually related to real estate because when you list your home, we always tell our clients to be sure the closets and cabinets don’t look crowded because it tells the potential buyers that there isn’t enough storage room.  We advise being very minimalistic when selling your home. So, WIN/WIN. Once it’s done – keep it up!  You'll be so glad you did.  Selling or staying - it's great to feel organized.


 
Consider A Home Inspection (Selling or Not)

If you’re on top of every repair in your home, perhaps you don’t need this information, but most people learn to live with the little things…and often those little things end up on a list your buyer will want you to repair.  Examples:  a little drip of a faucet, something that doesn’t quite work, but you don’t think of because it’s always been that way or signs of window issues (seals falling between panes, moisture).   You might want to consider hiring a home inspector to do a PRE-INSPECTION so you can be sure your home is in tip-top shape when your buyer comes along. Your Buyer will ask for repairs - do it for yourself. 

We can give you the names of several good ones.  Of course, our favorite is Bob Nau, Nau Inspections, because he’s very ethical, thorough and his report shows photos and/or notes on everything he can see. Also, he’s been a Licensed General Contractor for 30+ years.  www.nauinspections.com or 480-226-7915

Note:  whenever you have a home inspection, certainly not everything on the report needs immediate repair, but he’ll give you any detail, including anticipated life of roofs, A/C’s, water heaters, etc. Buyers want to be sure that nothing leaks, that the roof is in good repair or recently replaced (if it’s aging out)…that the A/C is fully functional. 

So many A/C units work but not at capacity. During a recent thorough investigation, Bob noted that the A/C system’s differential should be between 18-22 degrees; it was not. He noted that the seller should have his A/C system checked to be sure it was at the proper number. How would you know that without an inspection?  

Your probably wondering - WHAT IS THE DIFFERENTIAL?  It is the difference between the temperature going into the intake…and the temperature of the cooled air coming out through the vents. Example:  If the intake temperature is 100 degrees, the temperature coming into the house should be between 78-82 degrees. Anything less indicates the A/C is not performing at full efficiency and according to industry standards. 

FREON:

In an effort to better protect the atmosphere, manufacturers have been prohibited from making Air Conditioning systems that use R-22 (sometimes referred to as Freon®) since 2015. All production will cease in 2020. Air conditioners using R-22 may still be serviced with recycled R-22 after 2020, however costs of R-22 may rise as supplies become limited.  Be aware –  the company you utilize for your annual A/C check-up will be able to give you more information and advice.


Sales Tax Rates Vary by City in Maricopa County
 

The total sales tax rate in any given location can be broken down into state, county, city, and special district rates. Arizona has a 5.60% sales tax and Maricopa County collects an additional 0.70%, so the minimum sales tax rate in Maricopa County is 6.3% (not including any city or special district taxes). This list shows the total sales tax rates for several cities and towns in Maricopa County, including all local taxes. These numbers may surprise you. It is something to think about the next time you’re buying a major item; like a vehicle.

On the low end are: Sun City and Sun City West at 6.30% [because they’re 55+ communities with no school taxes].

The highest are: Cave Creek/Carefree and Buckeye at 9.30% and Glendale at 9.20%; followed by Avondale, Goodyear and Paradise Valley at 8.80%.  Surprise is 8.50%, Phoenix is 8.60%, Tempe is 8.10% and Scottsdale is 8.05%.  


Timeshares - a Good Investment or Not?
 

To begin with we are not advising anyone one way or another about purchasing timeshares. Everyone has a different perspective and lifestyle.  Nor are we involved in that end of the real estate business but we do get asked about them.

What is a timeshare?  According to Wikipedia, it is: "A timeshare (sometimes called vacation ownership) is a property with a divided form of ownership or use rights. These properties are typically resort condominium units, in which multiple parties hold rights to use the property, and each owner of the same accommodation is allotted their period of time."  

Times have changed regarding access to access to vacation accommodations being at our fingertips. Timeshares were all the rage long ago before there was access to the Internet - which brought travelers AirBnB, HomeAway, VRBO (Vacation Rentals by Owner) and other resources for accommodations world-wide. With these venues, you don't need to worry about ownership, maintenance fees, availability or reselling.  You just select from numerous options, book, go and enjoy!

Years ago, most timeshares were assigned a specific week and resort with no flexibility other than trading your week with another owner.  As they developed over the years, they became more flexible using points rather than a specific time/place. From boutique resorts to big hotel chains, it was game-on to sell these bits of paradise. Buyers were/are enticed to attend an "informational meeting" with a sales rep – I’m sure the rumors about guarded exits, moats surrounding the sales office and high pressure are just that…rumors!

Many years ago, we were wide-eyed and loved to travel so we purchased a hotel timeshare with a low annual maintenance fee with so-called "flexibility" so you could use your points to go anywhere in the world at any time.  And, for a fee, you could transfer your yearly points to use at their hotels.  It was a point system.  What they didn’t explain in great detail was how difficult it was to reserve more than one week at a time due to availability in popular places (Hawaii, resorts, Paris).  Nor did they explain that each reservation and/or request to search, included separate fees. So, if you wanted two weeks in Kauai, you paid reservation fees for each week and you had to be flexible about moving to a second place for the last week. The annual fee for the one we had at a very well-known hotel chain, started at about $360 a year for maintenance plus the reservation fee each time. Twenty years later the annual maintenance fee was over $1,100.  The other fees had increased as well.

Because we bought ours when we were fairly young, it encouraged us to take annual trips to beautiful places that we might not have otherwise taken.  We probably got more value out of it because we were tenacious about figuring out the system to maximize our points. On the positive side, we used our timeshare every year (or gave it away) so we benefited from our ownership because we didn't leave any points on the table when others just gave us.  

As the years went on, our travel interests  moved on to tours and cruises in exotic places.  As the fees and difficulty of finding places grew, we decided to rid ourselves of the timeshare as our kids had no interest in taking on the expense (you can transfer or bequeath ownership).  There is very little investment value.  We sold ours back to the hotel chain at pennies-on-the dollar a few years ago but were glad to be done with it. Of course, the hotel re-sold it to someone else making a profit again.  The resorts/hotels make loads of money over the years from purchase cost-to-fees; especially since so many owners don't use theirs but still have to pay the annual fees.  Others, utilize their timeshares at varying frequency. On many programs, if you don't use your points, you lose them at the end of the year unless you pay a fee to transfer them forward. Selling your timeshare can be a difficult venture – there are so many unethical "resellers" who promise the moon but charge exhorbinant fees - sometimes never completing the transfer.

Dave Ramsey, renowned financial guru, says this: "There are over 9 million timeshare owners in the United States alone and 74% are locked into lifetime contracts with perpetuity commitments that can pass on to their next of kin. With an average annual maintenance fee of $970, and a difficult booking process, timeshare ownership can become frustrating. Timeshare Exit Team was founded on the principle that consumers should have an option when it comes to exercising their rights. We are here to eliminate your unwanted timeshare and help you move one step closer to financial peace of mind." 

We didn’t know about this service at the time so we don’t have experience with this program of exit, but if you have a timeshare to dispose of, here’s an option to explore: https://timeshareexitteam.com/about-us/our-process/

If you’re interested in timeshares strictly as an investment, financial advisors strongly urge against it.  There are many ways to invest in real estate that can be profitable over the years – such as building equity in your personal home [by never pulling the equity out] or a rental under the right circumstances.  We’re happy to answer any questions about rental property.

 
 
 
The Batson Team HomeSmart
Jean Batson
 
 
 
 
 
 
 
Home Smart
 
 
 
Sunbrella Fabric
 

Many of us have patio furniture with cushions made from Sunbrella fabric.  Being outside, it is exposed to all sorts of opportunities to get dirty.  We thought you might find this link helpful (it was to us) in maintaining it and keeping it clean: https://www.wikihow.com/Clean-Sunbrella-Fabric

 

 
 
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Quick Quiz
 
Each month I'll give you a new question.

Just reply to this email for the answer.

A European superstition states that a guest who leaves his/her napkin on the chair will what?
 

Roasted Apple Fall Salad
 
There is nothing like a good salad. As with any good recipe, you can serve it as  a side to your meal OR add grilled chicken and make it dinner.
 
Serves 8
 
Apples:
  4 medium Fuji or Gala apples, quartered and seeded
  2 tablespoons olive oil
  1/2 teaspoon nutmeg
  1/2 teaspoon black pepper
  1/2 teaspoon cinnamon
 
Dressing:
  2 tablespoons apple cider vinegar
  2 tablespoons olive oil
  1 tablespoon maple syrup
  1/2 teaspoon red pepper flakes (optional)
  Salt and pepper to taste
 
Salad:
  1 package baby spinach
  4 ounces fresh goat cheese
  1/2 cup dried cranberries
  1/2 cups chopped pecans, toasted
 
Directions
 
Preheat oven to 375 degrees. Place apples, olive oil, nutmeg, pepper, and cinnamon on a baking sheet and toss to coat evenly. Roast 20-30 minutes or until tender. Remove and cool completely. Set aside.

In a small bowl, whisk the dressing ingredients until blended. Place spinach in a salad bowl and toss with the dressing, roasted apples, cheese, cranberries, and pecans. Serve immediately.
 

Ask the Agent: This Month's Question
 
Should I price my home higher to leave room for negotiations?

This is a common strategy for sellers, and it doesn't always go as planned. The results of this tactic are generally the opposite of what the sellers hope, unfortunately. Let me explain.

A home must be priced in the "strike zone" for buyers to make an offer. If your home is priced outside of this zone, you may not receive offers, and your home could sit on the market longer.

Since time on the market is the number one enemy for sellers, this is not a good situation. The longer a home remains on the market, the more buyers will wonder "What is wrong with this listing?" 

To prevent your home from getting stale as it sits on the market, we need to price it just right. When you're ready to list your home, we will complete a comparative market analysis (CMA) to evaluate what similar homes are selling for in your market; then recommend a price that will get your home sold quickly, for as much as possible, based on current market demand.

Feel free to contact us with any questions about pricing or to schedule an appointment for a CMA of your home.
 
 
   
 
 
  This newsletter and any information contained herein are intended for general informational purposes only and should not be construed as legal, financial or medical advice. The publisher takes great efforts to ensure the accuracy of information contained in this newsletter. However, we will not be responsible at any time for any errors or omissions or any damages, howsoever caused, that result from its use. Seek competent professional advice and/or legal counsel with respect to any matter discussed or published in this newsletter. This newsletter is not intended to solicit properties currently for sale.  
 
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