We have to say - we're excited about the return of our normal mild, sunny winter weather after last month's cold and damp weather.   So visit Arizona and enjoy Spring Training and other outdoor activities.  We're back to 70+ degrees.

• March 2-10 at WestWorld in Scottsdale – the Arizona Sun Circuit Quarter Horse Show

• MARCH 10TH - DAYLIGHT SAVINGS - MOVE YOUR CLOCKS FORWARD (except for AZ and Hawaii; we don't change our clocks)

• March 19-24 Wildfire Golf Club at JW Marriott Desert Ridge LPGA Bank of Hope Founders Cup

• SEE BELOW FOR THE 2019 CACTUS LEAGUE SPRING TRAININGINFO.

• March – a good time to annually change your Passwords and check the batteries in your smoke detectors. And your Carbon Monoxide detectors – which you should have if there is gas on the property.

• Do you live near Desert Ridge?  It hasn’t been well publicized but Mellow Mushroom (yes, the pizza place) offers a delicious breakfast.  It opens at 7:00 a.m. daily and is located at 5350 E. High Street (near 56^th Street/Deer Valley in Phoenix).  Note:  we’re not aware of any other Mellow Mushroom sites that open early for breakfast – so check your local restaurant before assuming it is open)

• Don't get stuck during the road widening of Loop 101 from the I-17 east to Pima. We did!  We were going to Surprise on Saturday morning and didn't realize (we didn't check) that construction was underway already. It took us 45 minutes to go a few miles (and no place to exit).  From now on - we'll dial 511 for ADOT updates or go to: www.511.com to see what roads are closed and/or detours are in place. Road widening on Loop 101 will be going on for a couple of years.

     We were just reading an article about Gary Sinise, Musician, Director, Movie and TV Actor, but his true identity lies in his work for Veterans.  He’s raised over $30,000,000 per year to benefit Veterans – many disabled. It started with his role as Lt. Dan, an angry paraplegic Vet in the iconic movie, " Forrest Gump."  That role changed his life by inspiring him to help Vets – especially from the Viet Nam era. Today he continues raising money and visiting Vets in hospitals all over the country.  We saw him a couple of years ago in Hawaii where he was a big part of the Pearl Harbor 75^th Anniversary events – he was the Grand Marshall at the Pearl Harbor 75^th Anniversary Parade on December 7^th in Honolulu.  Gary Sinise founded the Gary Sinise Foundation in 2011 to honor military personnel, veterans, and first responders. His philosophy is "Service is a great healer."  To learn more about his selfless activities, you can click on this link: https://www.garysinisefoundation.org/. Gary also loves music so he started a band, Lt. Dan Band, named after his character in the "Forrest Gump" movie.  They’ve entertained thousands of military men and women.  Hat’s off to Gary Sinise for his outstanding efforts on behalf of those who have dedicated their lives to allow our citizens to have our freedom. You can read more in his new book called "Grateful American."

And a story of a Viet Nam Veteran...TV Reeves

     We all hear stories about Vets after their years in the service who end up facing multiple health issues.  Ironically, after reading about Gary Sinise’s work for Viet Nam Vets, we found out about a GoFundMe Page for a Viet Nam Vet we’ve known for years. His name is TV Reeves (US Navy ret).  We’ve had many lunches together where he keeps us laughing – a great attitude no matter the pain. We met him a number of years ago when he did construction work on rental properties we were handling.  He served in the Navy during the Viet Nam War era on a ship in the China Sea as an AIC (Air Intercept Controller – meaning air traffic control in combat situations) guiding planes on and off his ship during the Fall of Saigon. 

• Live beneath your means.
• Return everything you borrow – or don’t borrow.
• Respond promptly to invitations
• Respect your elders
• Stop blaming other people.
• Admit it when you make a mistake.
• Give what you can to charity.
• Do something nice and try not to get caught.
• Listen more; talk less.
• Take a 30-minute walk every day.
• Strive for excellence, not perfection.
• Be on time. Don’t make excuses.
• Don’t argue – it’s better to be happy than right.
• Be kind to unkind people.
• Take time to be alone.
• Cultivate good manners.
• Be humble.
• Forgive
• Understand and accept that life isn’t fair.
• Know when to keep quiet and not utter your thoughts.
• Don’t discuss politics or religion – you’re not going to change anyone’s mind.  Those subjects are your personal beliefs; let others have theirs.
• Go an entire day without criticizing anyone.
• Learn from the past. Plan for the future.
• Live in the present.
• Be kind and give your smile away to brighten someone’s day.

https://www.springtrainingonline.com/features/master-schedule-cactus.htm

Here are the teams who participate in the Arizona Cactus League:

Arizona Diamondbacks
Chicago Cubs
Chicago White Sox
Cincinnati Reds
Cleveland Indians
Colorado Rockies
Kansas City Royals
Los Angeles Angels
Los Angeles Dodgers
Milwaukee Brewers
Oakland Athletics
San Diego Padres
San Francisco Giants
Seattle Mariners
Texas Rangers

Happy New Year – Welcome to 2019

As usual, last year went by so quickly and here we are again facing our New Year’s Resolutions – which many of us will forget about by February…but it’s always good to have goals.  And, of course, we all have high hopes for the new year.  Realistically, every year is filled with many emotions from joy to sorrow – of successes and failures, of birth as well as death of loved ones.  So, this is a time to reflect on all of the things that have touched our lives and hearts.

As the freezing temperatures and blizzards creep across the country, those of us in the Southwest are enjoying beautiful sunshine; sometimes crisp days in the 50-60’s but the 70’s are never far behind.  Arizona is the perfect place to winter for those who don’t want to leave home yet want to avoid the winter months. Arizona welcomes those who come temporarily to share our sunshine.  And, we can help with that.  In fact, we have a 55+ listing (2-Bedroom, 1-3/4 Bath home) available right now in Sun City Grand (in Surprise) …and access, of course, to everything on the multiple listing service. Here's the link to our 55+ listing:  https://tinyurl.com/ydf2s9bj

Our wish for you is that your hopes and dreams come true in 2019 and you have a prosperous, healthy and happy new year.   Its also a wonderful time for us to say how grateful we are for the wonderful people in our lives.  And to thank you for the referrals and trust you’ve put in us.  It is so appreciated.  And to baseball's great, Rod Carew (see article below), we wish you a special happy new year as you celebrate two-years since your heart/kidney transplant.

Al and Jean
________________________________________________________________________

Last month we told you that our son-in-law (Bob Nau of NAU INSPECTIONS) was inspecting an attic in a Mesa home built around 1971 when he found a packet of old love letters, fragile and yellowed, dating back to 1950-1951.  The letters were written by a young Navy Ensign, Roger Wright, to his bride, Eva. 

On November 26^th, Channel 3 did a news story with Bob  (Daughter Jill read part of a letter) regarding the discovery and asking if anyone knew any of the Wright family. Bob (and all of us) so hoped they would be able to track down a relative so the letters could be returned to the Wright family. 

One-by-one the pieces of this puzzle began to come together.  The letters will be returned on January 3^rd when Bob goes down to Tucson to meet a family member who is visiting Arizona for two weeks from outside the USA. What are the odds that this person would be in Arizona at this time?  It's amazing!  

On January 3rd, we’ll be recording the 9:00 p.m. news on Channel 3 – at this point, we’re expecting it to be edited and shown that day; if not then on the 4^th.   STAY TUNED.  We, of course, will be glued to the TV that night.  We’ve been sworn to secrecy on the details so don’t ask because we can’t say a word.  We love happy endings.

If you need a very thorough home inspection, Bob can be reached at 480-226-7915 or [email protected] 


______________________________________________________________  

For some reason, we seem to be a very popular hacking target by those who have no moral compass.  This past week we received numerous calls and emails from friends asking if we’d sent them a MESSAGE or asked again to FRIEND them on FACEBOOK. We had not.

Al posts some real estate announcements (open houses, listings) but very seldom personal things.  Apparently, a very clever hacker has contacted our friends/family via FACEBOOK saying that "the government is giving away thousands of dollars" and that Al had received his – which of course, never happened. One friend responded so the hacker sent her an application to fill out to get her "free money,"  but what he really wanted was personal information. That’s where she stopped and questioned it – fortunately.  It didn’t sound like Al; and of course, it wasn’t. 

Last week my son, Scott, was home from New York for Christmas – he started going through old boxes of childhood treasures when he found the baseball and bat signed by Rod Carew, First Baseman for the Anaheim Angels (1979-1985). That brought up a plethora of memories for both of us.

When Scott was in elementary school, I was a Realtor in Anaheim Hills, California with a listing on a spec home (new build) on an acre in nearby Peralta Hills. To my surprise and delight, Rod Carew purchased the property. His Realtor asked me if Rod could bring his pool designer over to discuss plans before escrow closed.  Of course, I agreed to that - and asked (before I could think) if I could bring my young son with me.  Scott was a huge Angels and Rod Carew fan. Rod was so kind and attentive.  He asked Scott to go over to his sports car to get a new baseball out of his glove box.  He signed both the ball and a small bat - personalized to Scott.  To this day, we fondly remember the kindness of this already famous player. Scott was the happiest kid in the Universe that day - he met his hero, sat in his car and watched him sign his message. What kid wouldn’t be thrilled by such an experience but when you’re only 10 years old, it becomes a day you’ll remember for the rest of your life.  

Thanks for the memories Rod!  As his Mom, you'll always be my hero too.

Whether you’re a Buyer or Seller, as Realtors we negotiate with/for you:

• Price
• Close of Escrow Date
• Items that stay with the property
• Items the Seller needs to clean up, if applicable
• Repairs (after an Inspection)
• Contingencies

Ask us for more details when you’re ready to buy or sell.

The end of 2018…the last month of the year!  The hustle and bustle of the holidays are now in full swing.  

Whether you celebrate Christmas or Hanukkuh, we wish you a joyous celebration…and as the year ends – a safe, healthy and joyous 2019!

Al and Jean

2018 has been a year of great joy; but also great tragedy. Wildfires have destroyed homes and lives across the state of California. So far, the Camp and Woolsey fires have claimed many lives over 200 residents still unaccounted for, while destroying more than 10,000 homes and buildings across over 400 square miles. The Camp Fire alone flattened an entire city in Northern California, home to 27,000 people.

Such sudden destruction leaves thousands of individuals and families struggling to find a footing. That’s why the not-for-profit REALTORS® Relief Foundationwas created to deliver housing assistance to those in need during the critical weeks and months after disaster strikes.

On Tuesday, Nov. 20, the foundation announced a joint relief effort with the California Association of REALTORS® Disaster Relief Fund, committing $1 million in aid to victims of the wildfires.

The RRF responds rapidly in a crisis. Over the past 17 years, the RRF has collected and distributed over $29 million in relief aid for more than 70 disasters in 37 states and territories. Not only that, but every dollar goes directly to victims of disaster. The National Association of REALTORS® covers 100% of administrative expenses.  We all feel helpless and such a sense of loss for all of those who have lost everything – we knew we wanted to help but didn’t know how or what organization to trust. There are always many Realtors in the background doing what we can to help.  We’ve given generously because it is important to help.  And this kind of support makes us very proud of our profession.  We all want to give - just be sure you give to a charity that makes sure the donation goes more to helping those in need than administration costs.

HOLIDAY FIRE SAFETY:

"Residential fires during the holiday season are more frequent, more costly and more deadly than at any other time of the year. The U.S. FireAdministration (USFA) reports more than double the number of open-flame fires on Christmas Day than on an average day, and about twice as many on New Year’s Day. And when those fires occur, they do more damage: Property loss during a holiday fire is 34% greater than in an average fire, and the number of fatalities per thousand fires is nearly 70% higher. When the source of the fire is a highly flammable Christmas tree, the toll in property and lives is even greater"

1. The top cause for holiday fires in unattended cooking. Bet you thought it was candles. We did! It’s easy to forget you have something on the stove – set a timer – take a pot holder with you when you step away from the kitchen as a reminder. Be alert - forgetting could be a costly mistake.   
2. Candles – burning candles cause four times more fires in December than any other time.  Never leave a candle unattended – be sure they’re on a sturdy base and perhaps use a hurricane globe to protect the area.  Don’t place candles closer than 1-foot to anything flammable.
3. Live Christmas trees – they can engulf a room with flames within 30 seconds.  Keep them well-watered and place away from any heat source.  And dispose when they get too dry.
4. Outdoor lights - check for frayed/cracked wires and broken sockets before putting them up.
5. Fireplaces – periodically get them professionally cleaned.  We had one we rarely used backdraft on us a few years ago – it wasn’t pretty.  You have no idea how much damage smoke can cause until you’ve experienced it. 
   

Our son-in-law, Bob Nau, owner of NAU INSPECTIONS(home inspections) runs into all kinds of interesting situations when inspecting attics and other places people forget about. This was such an incredible testimonial to Bob's thoroughness - he found these letters under a pile of old Playtex baby bottles and boards while checking to see if home repairs had been done properly.  The odds of finding these letters were miniscule. Bob posted the above notice on Facebook on 11-24-18.   We suggested he contact a TV station for help in getting the word out in hopes of finding the family.  He reached out to Channel 3/Kim Powell [reporter] who aired the story with Bob and wife, Jill [our daughter]. Click below to view the TV interview on 11/26.

https://www.facebook.com/kimpowelltv/videos/575346202899499/

All of these letters were written between a young Sailor (Ensign Roger R. Wright) and wife (Eva) a few years after WWII ended (1945) in the 1950's.   Where is the family of Roger R. Wright? And wouldn’t they love this treasure trove of letters from such a different time in history.
.  
Here's what they've learned.

• Roger died on 11/28/1981 in the Mesa Lutheran Hospital (born in Buffalo, NY).
• His wife, Eva, survived him but is now deceased
• They had three children (Patricia, Florrie and Larry) (and 5 grandchildren at his passing in 1981)
• Roger spent 25 years in the US Navy - member of the Fleet Reserve
• They moved from Baltimore to Arizona in 1972 and lived in the home where Bob found the letters after Roger retired.

Great progress is being made in connecting to the family - Bob and Jill are working tenaciously to make it come together by the holidays.  This isn't the kind of gift one generally receives.  Making this happen would be fantastic for the Wright family...and one of great satisfaction for ours.  Great job, Bob, in finding the letters and setting out to make someone's holidays especially bright!

Hopefully there will be an answer to this story before the end of the year.  If so, you'll hear about it on Channel 3 with Kim Powell in a few weeks (we're all being very optimistic).  We'll update you in January on "the rest of the story," as Paul Harvey used to say.

Exciting news: Coming up next month, we will share information on how you can pull up information through our website as our gift to you. We know there are all sorts of websites people go as a resource because a) you’ve heard about it and b) it’s easy.

The problem is you may not be getting accurate or current information. We want to make the best possible information available to you. Al is currently working with ARMLS (Arizona Regional Multiple Listing Service) and HomeSmart to completely revise our website so we can offer a significantly improved service. The information will be live.  More next month….

https://tinyurl.com/y7fzaduu

It has gotten colder but that doesn't mean you don't have to monitor your tire pressure.  I just checked my tire pressure and found that all four were low by 4 pounds.  When the temperature cools, as well as the road surface, the pressure in your tires reduces.  Remember to check your tires before you drive very far as the pressure will build up as your tires get warmer from driving.

Don't forget your windshield washer reservoir;  it needs attention too.  This is especially true if you plan to drive into freezing weather.  The water in your windshield washer reservoir can freeze and crack the reservoir if it doesn't have some sort of anti-freeze washer solution in the water.  If the reservoir freezes, the spray lines to your windshield may freeze as well, preventing your windshield washers from working at all.  Any windshield washer solution will be an improvement over pure water.  You might also consider distilled water in your reservoir. Distilled water may help reduce water spots on your windshield.



While on the subject of vehicle safety: Vehicle thefts are on the rise - often from driveways.

• ALWAYS use your turn signals to let your fellow drivers prepare for your next move.
• NEVER text and drive.  Whatever text is coming in can wait - and help you and others on the road live longer.
• ALWAYS lock your car, NEVER leave your keys OR the garage door opener in the car.
• NEVER leave valuables in the car - if you must, hide them in the trunk.

1. Once you’ve melted together the butter, pecans, brown sugar and honey and poured the mixture into your 9" x 13" baking dish; open the tube of Crescent rolls and separate the triangles.
2. Cut the top triangle off the section; then cut the rest into strips to wrap around each little Smokie Sausage. As you wrap each one, place in the baking dish.  Put the seam side down.
3. Bake for 15 – 20 minutes.
4. Put a toothpick in each one so they’re easier to grab – serve hot. 

November 4 (Sunday) – all states, except Arizona and Hawaii – TURN YOUR CLOCKS BACK AN HOUR.  Although we don’t have to do it here, most of us have family and friends who live in other states so it’s a good idea to pay attention to time changes.

November 6 (Tuesday) – VOTE!  As an American citizen, it is a right and a privilege.  Read, think and VOTE!

November 12 (Monday/observed) – Veteran’s Day. Veteran's Day has always been on November 11th but is observed this year on the 12th - a time to thank and honor those who have served in the military to assure our freedom. Fly your flag in honor of these brave men and women...both days.

November 22 (Thursday) – Thanksgiving.  We wish you and yours a wonderful holiday

Growing up in the Midwest as we both did, the meal had to include the turkey, stuffing, mashed potatoes with homemade gravy, cranberry sauce and green beans.  Of course, Pumpkin Pie.  When my Dad was still with us, he always wanted Minced Meat Pie. Nobody else was a fan so that stopped. 

But wait, what did the Pilgrims really eat? In fact, the pilgrims probably did not eat turkey on their first Thanksgiving.

We do know that they ate venison, wild turkey, clams, lobster, mussels, sea bass, bluefish, corn, squash, and beans. The pilgrims learned their hunting and farming skills from the Wampanoag Indians.

Why do we think that they ate turkey and cranberry sauce at their first Thanksgiving? The Victorians prepared Thanksgiving that way and so it stuck because they made Thanksgiving a national holiday in 1863. Until the 19th century, Pilgrims weren’t even associated with Thanksgiving–it was simply a day of thanks.

We’ll stick to our original feast (as our mothers prepared it) except, we’ve switched out green beans for Creamed Corn.  STOP! This isn’t the canned stuff Mom made – this recipe is simple and really delicious. Give it a try. The Pilgrims would be pleased with corn as our vegetable choice - right?

We’ve provided the Creamed Corn recipe this month.  Last month we gave you Sandy’s Pumpkin Pie Cake (fabulous).  In the past we’ve published my Mom’s Dressing/Stuffing recipe.  She got it out of a Better Homes & Gardens magazine as a young bride – we’ve never made it any other way.  If you want it, just ask and I’ll email it right to you.

If you know someone who will be alone, invite them to your table.  Around our Thanksgiving (moist eyes always included) table, we all share at least one thing we’re grateful for.  It’s a wonderful day!  Enjoy.  And don’t weigh yourself on Friday!

There are three main reasons: regulations, soil and cost.

On the East Coast and across the Midwest, builders have to lay foundations 48 or even 72 inches below the surface so the foundation doesn’t crack as the ground freezes in the winter then thaws in the spring. That’s not an issue in Arizona.

"If you're going to already be digging that deep, you might as well get some return on your investment by making a basement," said Philip Horton, an architecture professor at Arizona State University.

Because the ground doesn’t freeze in Phoenix, you only have to dig 18 inches below the surface to pour a concrete footing for a house. If you want a basement, you’ll have to go out of your way to dig deeper.

That’s complicated by a common soil-phenomena in the state called caliche. Horton said it’s like a naturally occurring cement." It’s really hard to dig through and inconsistent in where it exists in the soil," he said. Most developers and contractors in Arizona prioritize quick builds with low costs, so Horton said adding a basement is a risky investment given it’s hard to predict the cost of a dig ahead of time.

If it weren't for these factors, Horton said it would make sense to have basements in Arizona because underground temperatures are lower and more stable.

There’s always something to beware of – a friend told us about two "purse" incidents that just occurred:

1)     Her friend, Linda, was enjoying an evening out in a local restaurant; seated at a table with her friend. She put her purse on the ground next to her feet.  As friends do, they were engrossed in conversation.  When the check came, Linda reached into her purse to grab her wallet – IT WAS GONE.  Of course, she was horrified.  Later Linda and her daughter returned to the restaurant asking to see the security video of the previous evening. It showed two women who pulled it off quickly. Woman #1 casually walked by their table, reached down, picked up the purse, took it to Woman #2 sitting at the bar where the wallet was pulled out of the purse. Within seconds, the purse was returned to the spot Linda originally set it down.  Linda didn't notice the thieves; nor did her friend. Later they found out from the credit card companies that $60,000 had been fraudulently charged within 3 hours of the theft. One card showed a purchase of a $20,000 Rolex.  Of course, Linda went to the store, told her story and asked the salesperson why they hadn’t asked for photo ID on such a large purchase.  The answer is astounding…the salesman said he was the one who waited on the customer. He did ask for an ID.  She presented a [fake] driver’s license with the thief’s photo but Linda’s name on it.  So, this ring of thieves is efficient by having fake ID equipment - probably in a van outside the restaurant. This is frightening! They will continue to strike!

2)     A few days prior to Linda’s theft, my friend was standing in another restaurant with her purse on her shoulder talking to friends. She admitted that her purse did not have a zipper closure.  Her new Android cell phone was missing when checked later.  She was told that cell phones are a hot item because the thief can toss the SIM card, replace it for a few dollars and sell the phone for hundreds of dollars. 

3)     How many times have we seen an unattended grocery cart with an open purse; the shopper is nowhere near the cart.  It’s an open invitation to steal. I use a clip to affix my purse to a shopping cart…and never walk away from the cart.

4)     Or, women with open purses over their shoulder - it's an open opportunity to attract someone interested in your $$$$.

The holiday shopping season is upon us, so the bad guys/girls will be out looking for carelessness.  And it isn’t only purses, pickpockets are out there looking for wallets from you fellows as well.

BE CAREFUL – BE AWARE.  And this goes for your vehicles too.  Don’t leave anything of value in sight. Packages should be hidden in the trunk while you’re shopping.  And vehicles should always be locked and garaged if possible. 

Periodically we should all review our property and automobile insurance to be sure we’re adequately covered at a fair price.

PROPERTY INSURANCE:

• There are many life changes that may trigger you to update your homeowners insurance policy. For example, if you have made any renovations/improvements to your home you should update your dwelling coverage. If you have installed a swimming pool or trampoline you may want to increase your liability coverage.
•  Also, if you purchase any items of high-value, you should check your policy limits for that item and schedule an endorsement to make sure you are covered in the event of a loss.
• Did you add an alarm system?  Home alarms can reap a nice discount.
• Ask your agent what coverage you have if you can’t live in your home due to massive damage. Is living elsewhere well covered?  Will it cover the entire time you’re out of your home?  Can housing be found nearby at the amount provided?
• If you live within an HOA that insures/maintains part of your structure, send your agent a copy of your CC & R’s and their insurance policy.  That too can reduce your costs.

 VEHICLE INSURANCE:

A question you might ask regarding your Vehicle Insurance and car rental coverage:

• If you self-insure when you rent a car (use your own insurance vs purchasing the rental company insurance), you may be responsible for Lost Revenue in the event of an accident. Let me explain.

Recently we overheard a conversation in an airport, where a customer was returning the car that had been involved in an accident to a well-known car rental company. The content of the conversation was basically "Your rental agreement will continue until the damages have been repaired and the vehicle is put back into service". Can you imagine being responsible for paying the daily rental rate while a vehicle, that you do not own and is in the shop for an indefinite period? The Lost Revenue that you may be paying is the daily rental rate for as long as the vehicle is out of service.

Hearing that, Al contacted our insurance agent who was familiar with the issue.  It is critical that each of us understand the vehicle rental agreement as well as your own insurance coverage when self-insuring a rental car. Our insurance company works with a specific vehicle rental company where the Lost Revenue is covered by our insurance.  Going forward our first call will be to the rental company that coordinates with our insurance company.  Other insurance companies may have broader coverage. We suggest so check your insurance so you know exactly where you stand with your policy, should your rental car be involved in vehicle damage while you’re renting it. 

SERVICE OF THE MONTH - INSURANCE

As we mentioned, we’ve been reviewing some basics in the past few months (Trust, Insurance, etc).  Every few years we do this. One of the insurance companies who offered us a quote was Farm Bureau; not your everyday name like Farmer’s, State Farm, Progressive, Geico, Allstate.  Lori Peak, Agent for Farm Bureau got our attention as Realtors – when she sent out an email about a perk they offer.  It involves coverage for appliances (which includes the A/C).  For $24/year they have coverage for your A/C or appliances with mechanical problems (with a $500/deductible) for repair/replacement.  We have so many friends whose A/C is pushing 20+ years old.  Often parts aren’t even available. That got us thinking – homeowner’s doesn’t generally cover those things – if anyone would, it would be a "home warranty plan." What a great idea!

We know there are many wonderful companies and agents - we picked Lori to share with you today.

The other intriguing facet was "Driveology" wherein they evaluate your driving habits which may result in discounted rates. And, Farm Bureau is competitively priced.  Lori answered every question we threw at her – some were pretty tough.  As of today, November 1, 2018, we are now insured with Farm Bureau.  If you are ready to evaluate your coverage, all we can say is that OUR experience with Lori and Farm Bureau has been phenomenal.

LORI PEAK, Agent    [email protected] or www.LoriPeak.fbfs.com   Phone: 480-635-3864 (office)

 Whttps://homesmart.com/real-estate-agent/arizona/scottsdale/1586-allen-and-jean-batson/blogould you like more frequent information?  Like our Facebook Page:

https://www.facebook.com/AlandJeanBatson/

Serves 6-8

Mix Milk, corn, sugar and pepper in a crockpot. I don’t have one so PLAN B is for me. (Same ingredients: different method).

Cube the cream cheese and butter – place on top.  Cook on high for 3 hours; by then the cream cheese and butter should have melted so give it a stir and serve.

OR

Plan B Instructions

1. Cube the cream cheese and butter, add to a medium size sauce pan over medium high heat.
2. Add the milk and stir continuously until the mixture is smooth and so the milk doesn’t scald.
3. Reduce heat to medium and add the sugar, spices, and corn.
4. Continue stirring until the corn is heated through, about five minutes.

 A wonderful side-dish for holidays...or any day!

Buyers need an excellent home inspection but if you've lived in your home for a long time, it might be worth getting one to find any potential issues.
With over 30 years of industry experience, and the full backing of ASHI (the American Society of Home Inspectors) and ISN (the Inspection Support Network), you can be sure that a Nau Inspection means quality work and top tier service.

Bob is a fully licensed general contractor. Bringing this expertise into a home inspection ensures that any problems in your home are identified correctly the first time.
CALL BOB: 480-226-7915

https://www.nauinspections.com/