Gail Phipps

DRE: 00903944

(760) 586-8138
(760) 607-5900 (Office)


I have been a Real Estate Professional for over 38 years.  Over my career, I have built up a multi-level client base and have gained the goodwill of the community of North San Diego County along with servicing Orange, Riverside, Los Angeles and San Bernardino Counties.

     My clients include first time homebuyers and sellers, second home, investment buyers and sellers along with investor buyers who fix and flip homes.

     I specialize in residential Real Estate transactions.  Being a former owner of my own Real Estate and Mortgage firm for many years, I have a multi-level knowledge of mortgages, underwriting, drawing my own loan documents and funding my own loans. I am also a Property Manager.  I am also well versed in 1031 exchanges, probate sales and land sales.

     I believe in strategic planning for optimal results when marketing a home, keeping my sellers informed every step of the way.  I love to educate my buyers of the "Do's and Don'ts" of home selection, what to look out for and also making sure they have obtained the best financing available.

     In short, I always analyze and anticipate current circumstances of possible issues in order to get ahead of them and correct them before they become huge problems, protecting and helping my sellers and buyers have a stress free and satisfying experience.

Reviews on Zillow Real Estate on Zillow

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Helped me buy home

I met Gail at a open house and instantly clicked with her. I knew she was the right realtor for us. She is caring, trustworthy and right there with you every step of the way. She was on top of everything, making sure all went smoothly. Gail quickly responded to questions or concerns that we had. I would highly recommend Gail for anyone searching for a home.

Listed and sold a home

Gail went above and beyond! I live an hour away from the property we sold and she did many "errands" for me that she did not have to. I would definitely use her services again!

Listed and sold a home

This was the second real estate transaction we have done with Gail Phipps, and we will do so again if the opportunity presents. We were unable to be present during the listing period, and Gail handled everything for us, including arranging for contractors to make repairs requested by the buyers. Gail Phipps is a consummate real estate professional with many years of wide experience. She is always on top of every situation. She is detail oriented, organized and knowledgeable. She keeps in touch. She has excellent judgment. And she is a very pleasant and honest person to deal with. My wife and I both recommend her highly.

Helped me buy home

What can I say about Gail. She is awesome. We were recommended by a friend to speak with her about purchasing our first house. We contacted her and we were blown away by how she makes you feel so comfortable in the home buying process. Her knowledge of real estate is truly exceptional. She not only aided us in the process but educated us as well. She made sure that there was nothing we did not understand about the process. She was always there for us when we had questions. In fact she would actually call us to ask if we had any questions. I quote her saying, "The more you understand, the less unnecessary anxiety you'll suffer." It is so true. She truly set us at ease. While we were aggressively looking for houses she reassured us that "You will find your home, don't worry." I remember finding some places that seemed great on the outside. We called her and she'd come out with us to look at some of these places. Without even going inside and looking for herself she would say, "You know I'm not sure about this place. I think the foundation's probably cracked. Well let's get inside and see if i'm right." Sure enough....the foundations were in fact cracked. She's been doing this for so long that she must have gained some sort of 6th sense. LOL. Gail is one who gives a good name to the real estate business. When people were getting all of these variable interest loans causing people to shell out an extra 500-1000 a month when the rate increased in a certain amount of time, Gail made it clear that she will not recommend those types of loans. She called them "liar loans." She "mothered" us throughout the whole process. She gave us instruction and nurtured us the whole way. It was a great experience. Gail Phibbs is a blessing to anyone under her care.

Helped me buy and sell homes

Gail was a pleasure to work with! she made the buying process super smooth, kept me informed the whole way through and genuinely cared about saving me money! Would definitely recommend her.

Helped me buy home

Gail has over 25 years of experience in the North County area, and it shows...she's knowledgeable, resourceful, she was very patient with me as a first time buyer. I had follow up calls from her after moving in to address all concernes making sure I had a great experience. Thanks Gail

None. We connected, but it did not work out.

I'm sure she is a wonderful age by prior reviews, but I was looking for buildable properties for sale in Valley Center not homes. Didn't receive any listings for raw property. Thank you. I have no input regarding negotiation or process skills as we didn't participate in those activities.

Helped me buy home

when I started out to buy a home I had no Idea about the process Involved.I looked at the homes for sale in the newspaper and came across Gail Phipps selling one in a senior community.I called her and told her I was Interested In looking at some homes and she took me around and showed me some until I found one I liked.the home I chose was In a senior community and there was some problems because the people who live there need to be 55 and up and I had my daughter with me that was 25yrs old and disabled.Gail came across some problems qualifying us to live there but she worked hard at solving the problems that came up.the day she came to my apartment with the keys was a day I will never forget.she is a true professional and truly cares about helping her clients buy their dream home.

Listed and sold a home

Gail helped with my probate sale, she meticulously went thru the multiple offers so we could get the best offer. Arranged the contractors for repairs needed since I was out of state. Could not have picked a better realtor. Communicated everything with me and buyers realtor to make sure both parties agreed and we're satisfied.

Helped me buy home

I 1st med Gail 10 years ago. I drove up to a condo complex and there sitting in her car was Gail. We immediately hit it off. Gail helped me buy my 1st condo in vista and helped me sell it a few years later. I now live in a home in vista, and I could not have done it without her. Gail is fantastic and really pours her heart and soul into getting her clients what they desire. Gail has helped my friends with buying a home when they thought they would never be able to have own there own home.