Dennis Barrett

LICENSE: FA.040045999


(303) 513-2340
(303) 858-8100 (Office)

First Time Home Buyers

I love helping 1st time home buyers realize the dream of owning their own homes so they can realize the many benefits that they have been missing:

  • Leveraged investment growth beyond the ability of most investments. 

Example -  With 10% invested as down payment in a $400,000  home, that $40,000 of equity assuming average home value growth grows by ($400,000x3% = $12,000). That is a 30% growth on their out pocket investment in year one. 

  • Fixed mortgage payment instead of rent that the Landlord can increase annually, and a portion of the home payment reduces the buyers principle rather than the principle of the Landlord.
  • Security and comfort of knowing you have your own place that you can improve as you want. 

 

How I help:

  1. Counseling on planning, budgeting, and preparing for the purchase.
  2. Assistance in finding a good financing partner (mortgage broker) that can offer the mortgage the enables them to be able to finance their home.
    1. Some possibilities:
      1. Minimal down payment loans
      2. Graduated interest or payment loans
      3. Finding and negotiating with sellers to allow owner carry loans when needed.
  3. Assure they are ready to make offers when looking at homes by getting pre-approved.
  4. Finding and showing homes that meet their specific needs and requirements.
  5. Making and negotiating winning offers based on current market conditions.
  6. Hand holding and guidance through the purchase to closing process including working with inspectors and appraisers.

My Buyer System

New Build Home Buyer Guide  -  New Build Home Buyer's System

FIrsttimebuyer / Newbuildbuyer Reference