First Time Home Buyers
I love helping 1st time home buyers realize the dream of owning their own homes so they can realize the many benefits that they have been missing:
- Leveraged investment growth beyond the ability of most investments.
Example - With 10% invested as down payment in a $400,000 home, that $40,000 of equity assuming average home value growth grows by ($400,000x3% = $12,000). That is a 30% growth on their out pocket investment in year one.
- Fixed mortgage payment instead of rent that the Landlord can increase annually, and a portion of the home payment reduces the buyers principle rather than the principle of the Landlord.
- Security and comfort of knowing you have your own place that you can improve as you want.
How I help:
- Counseling on planning, budgeting, and preparing for the purchase.
- Assistance in finding a good financing partner (mortgage broker) that can offer the mortgage the enables them to be able to finance their home.
- Some possibilities:
- Minimal down payment loans
- Graduated interest or payment loans
- Finding and negotiating with sellers to allow owner carry loans when needed.
- Assure they are ready to make offers when looking at homes by getting pre-approved.
- Finding and showing homes that meet their specific needs and requirements.
- Making and negotiating winning offers based on current market conditions.
- Hand holding and guidance through the purchase to closing process including working with inspectors and appraisers.
My Buyer System
New Build Home Buyer Guide - New Build Home Buyer's System
FIrsttimebuyer / Newbuildbuyer Reference