It is always best to get financial advice from a lender before you begin your home search. You will want to purchase a home within your budget.
It's important to know what savings you will need for out of pocket expenses too, for down payment and closing costs.
Remember to ask the lenders if there are any special grants, first time buyer benefits, or other money saving programs available. These programs all differ at different mortgage companies, so it pays to shop around. Ask Doris & Michael where you should start.
Here are a few great mortgage resources for you to begin your search
Sharon Gerber, Prime Lending CLICK HERE
Michael Zuren, American Midwest Mortgage CLICK HERE
Sam Saad, Quicken Loans CLICK HERE