Real Estate Tips

HELPFUL TIPS WHEN BUYING A HOME

10 Commandments for Getting Your Loan Funded!

1. Thou Shall not change jobs, become self employed or quit your job

2. Thou Shall not buy a car, motorcycle, truck or van (or you may be living in it!).

3. Thou Shall not spend the money you have set aside for closing costs.

4. Thou shall not buy furniture, appliances, TV’s or any other “big” ticket items or put them on lay-a-way.

5. Thou Shall not originate any new inquiries into your credit or open up new lines of credit

6. Thou Shall not change bank accounts

7. Thou Shall not co-sign a loan for anyone

8. Thou Shall not omit debts or liabilities from your loan application

9. Thou Shall not use charge cards excessively or let your accounts fall behind.

10. Thou Shall not make large deposits without first checking with your lender.

HELPFUL TIPS WHEN LISTING A HOME

Pricing Your Home

Setting the proper asking price for your home is the single biggest factor that will determine the success or failure of your home sale.