Jean Palumbo

DRE: SA644640000


(602) 909-1859
(602) 230-7600 (Office)

My Blog

June is National Camping Month

Posted On: June 5th, 2016 3:48PM

If you're a camping enthusiast, you know how great it is to experience the relaxing, refreshing beauty of the outdoors. If you've never tried camping, you may be missing out! 

Here are a few benefits of camping:

•  Hiking and walking. Being out in nature and walking have been shown to reduce stress and boost mental outlook and physical well-being. Think of the calories you'll burn, as well!
•  Quality time with family and friends.Chat, enjoy activities and relax. Take advantage of the stargazing you can do at night.
•  Cooking outdoors. There are many tasty meals you can prepare over a fire or grill. 
•  Affordable. Camping and outdoor activities can be easy on the pocketbook. You won't be paying for hotel rooms and restaurant meals. And aren't meals cooked outdoors more tasty anyway?

Make the most of your outdoor experiences!

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The Key to Selling

Posted On: February 15th, 2015 5:02PM

The Key to Selling:  Stop Stressing and Start Listening

 This is a very good article to read if you are thinking of selling your home.  When you look at your home you don't see what other people see!   Ask for and listen to what others have to say about your home.

Concentrate on:

  • Clutter and disarray
  •  Outdated decor
  •  Pets
  •  Too Much you

 Click here for more information.

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Chandler Neighborhood Excellence Award

Posted On: February 9th, 2015 6:27PM

Solera Retirement Community a finalist in the

Chandler Neighborhood Excellence Award


Winner to be announced February 19

 

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Where are Mortgage Rates Headed in 2015?

Posted On: February 6th, 2015 5:56PM

Why Homebuyers Need to Act Now

Home buyers need to move fast if they want to spend less, notes Jonathan Smoke, chief economist at realtor.com® in commentary at the site.

“Delayed purchases will only result in higher monthly mortgage payments as prices and rates rise,” Smoke writes. Realtor.com® is forecasting that affordability may decline as much as 10 percent over the year.

The Federal Reserve continues to remind the financial markets that it plans to raise its target federal funds rate this year, which will cause mortgage rates to rise. Many economists are predicting 30-year fixed-rate mortgages to average near 5 percent by the end of the year.  

For now, mortgage rates are near historical lows for homebuyers and home owners who can take advantage. Freddie Mac reported last week that the 30-year fixed-rate mortgage averaged 3.66 percent (last year at this time it averaged 4.32 percent), and 15-year fixed-rate mortgages averaged 2.98 percent (a year ago, it averaged 3.40 percent). 

“Right now, the Fed is using the word ‘patient’ to describe its approach to picking the time to raise the target rate,” Smoke notes. “However, when the Fed ‘loses patience,’ rates will go up at least 20 to 40 basis points in anticipation of the target rate officially going up. … So, buyers beware: The clock on these low mortgage rates may be ticking.”

Source: “2015: Buy Now, Before the Fed’s Patience Ends,” realtor.com® (Jan. 30, 2015)


 

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Deed of Trust vs. Mortgage

Posted On: February 5th, 2015 5:03PM

Many people from other states wonder why Arizona chooses to have Deeds of Trust and just what are they?  Here is an answer for you from the Combs Law Firm in Phoenix.

 

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